Single Parent Captive and Group Captive insurance programs are evolving quickly given the ever-increasing costs of insurance. Many businesses have been told that they are not “big” enough for a captive program to make sense, but this has changed. Group captives allow a lower entry point that can make sense now more than ever. Most agents do not have experience with captive programs and are not educated about them. If you are paying more than $125,000 for your work comp, general liability and auto insurance we can help you understand your options.