Employee Benefits

CTC Insurance is keenly aware of the challenges that employers face today in order to retain good employees and we know that employees expect even more benefit options. We not only provide solutions for their insurance needs but we help our clients through employee education. Employee Benefits is ever-changing and CTC Insurance monitors the changes and trends to keep you abreast as to potential options and/or changes on the horizon.We provide knowledge and expertise from small to large groups. We provide comprehensive and innovative solutions to fully insured and self-funded insurance needs.

We specialize in a wide variety of plans and lines of coverage, including:

  • Medical plans - Fully Insured & Self-Funded
  • Group Life & Accidental Dental & Dismemberment
  • Vision Plans
  • Short Term & Long-Term Disability Plans
  • Cancer Plans
  • Legal Assistance
  • Voluntary Life
  • Dental Plans
  • Accident Plans
  • Critical Illness Plans
  • Voluntary Life Plans


Our Services:

  • Benefit Guidance
  • Online Enrollment Capabilities
  • Employee Benefit Booklets & Customized Forms
  • ACA and ERISA Compliance Guidance
  • HR Support Capabilities
  • Communication & Marketing
  • Billing & Claim Issue Assistance
  • Employee Retention Strategies



Using advanced technology and consulting expertise, we provide a variety of value-added professional services to our clients. These services reduce customer costs, increase efficiency, and improve employee satisfaction – bringing your employee benefits programs to new heights in quality and performance.


We pride ourselves on the level of knowledge and service we bring to our clients. Each client works with a single point of contact, making working with us seamless and easy.


We will develop a customized strategic plan for you that defines your objectives and outlines the actions needed to fulfill those objectives. Our strategic planning services ensure an organized, complete approach to fulfilling your benefits needs.